Effective Date: October 15, 2025
Last Updated: October 15, 2025

1. Agreement to Terms

These Terms of Service (“Terms”) govern your use of the website https://kattanferretti.com (the “Site”) and services provided by KATTAN INSURANCE AGENCY INC (doing business as Kattan Ferretti Insurance) (“we,” “our,” or “us”).

By accessing or using our Site or services, you agree to be bound by these Terms.

2. Services

We provide insurance-related services, including quotes, consultations, and policy-related assistance. All services are subject to availability and applicable laws and regulations.

3. User Responsibilities

By using our Site, you agree:

• To provide accurate and complete information
• Not to use the Site for unlawful purposes
• Not to interfere with the security or functionality of the Site

4. SMS Communications

By providing your phone number and opting in through our website, you consent to receive SMS messages from KATTAN INSURANCE AGENCY INC (doing business as Kattan Ferretti Insurance). Messages may include:

• Policy updates
• Appointment reminders
• Customer support replies
• Promotional offers

Message frequency may vary. Message & data rates may apply.

You may opt out at any time by replying STOP. For assistance, reply HELP. Consent to receive SMS messages is not a condition of purchase.

Carrier Liability Disclaimer: SMS messages are delivered via third-party carriers. KATTAN INSURANCE AGENCY INC is responsible for message content; carriers are not liable for compliance or delivery.

5. Age Restriction

Our services and website are intended for users aged 18 years or older. By using our services, you confirm that you meet this age requirement.

6. Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of KATTAN INSURANCE AGENCY INC and is protected by applicable intellectual property laws.

You may not reproduce, distribute, or use our content without prior written permission.

7. Disclaimers

Our services are provided “as is” without warranties of any kind, either express or implied. We do not guarantee:

• Accuracy or completeness of information
• Availability of services at all times

Insurance coverage is subject to policy terms and underwriting approval.

8. Limitation of Liability

To the fullest extent permitted by law, KATTAN INSURANCE AGENCY INC shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or services.

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites.

10. Termination

We reserve the right to suspend or terminate access to our Site or services at any time, without notice, for conduct that violates these Terms.

11. Governing Law

These Terms are governed by the laws of the State of Pennsylvania, without regard to conflict of law principles.

12. Privacy Policy

All personal information is handled according to our Privacy Policy.

13. Changes to Terms

We may update these Terms at any time. Any changes will be posted on this page with an updated effective date.

14. Contact Information

If you have questions about these Terms, please contact us:

KATTAN INSURANCE AGENCY INC (doing business as Kattan Ferretti Insurance)
211 Weldon St.
Latrobe, PA 15650
United States

Website: https://kattanferretti.com
Contact Page: https://kattanferretti.com/customer-support/contact-us/