Are You really Covered?
Most every homeowner has some kind of insurance policy in place. Sadly, more than a few don’t understand the limits that come with their policy. You have coverage for jewelry, but does the worth of your valuables exceed what your insurance company will pay?
One size does NOT fit all when it comes to homeowners insurance. Let the professionals at Kattan Ferretti Insurance tailor policies that fit your unique situation.
Every family has different risks, special possessions and unique needs that have to be addressed before purchasing coverage.
Flood: In general, most home-owners’ insurance policies do not afford coverage in the event of a flood. Through the Federal Emergency Management Agency (FEMA) the National Flood Insurance Protection Act provides insurance coverage in the event of flooding.
Collectibles: One person’s junk is another person’s passion. It could be a treasure handed down from one generation to the next, or a passion for collecting coins, stamps or comic books. But there is one thing in common among all collectors: the desire to protect their labor of love or priceless investment. Does your homeowner’s policy provide the protection you need for your valuables? Our experienced licensed professionals can discuss the items you wish to protect and find ways to secure comprehensive coverage for your: Stamp Collections, Coin Collections, Fine Arts, Musical Instruments and so on.
We’ll show you how to conduct a household inventory and things to consider that most people overlook when purchasing homeowners insurance.